Both Public and Private Insurance Increase
Public insurance basic rate increases from 14.6% to 15.0%, private insurance by average 5%.
Basic rate: 14.6% → 15.0% (+0.4%p)
Additional rate: Varies by provider (avg 1.7%)
Total rate: approx. 16.7%
Average 5% increase
Varies by age/health status
Basic rate (15.0%): €600
Additional rate (1.7%): €68
Total premium: €668
Employee share: €334 (50%)
Employer share: €334 (50%)
2025: approx. €350
2026: approx. €370 (5% increase)
Increased healthcare costs due to Germany's aging population
Increase in medication and treatment costs
Increased burden on healthcare system after pandemic
Public insurance additional rates vary. Compare them!
Recommended Providers (Low Additional Rates)
Private insurance gets more expensive with age. Consider returning to public insurance!
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